Legal
Terms of Use.
Effective July 2026. Questions: info@lakesideholdingsllc.com
Effective July 2026. Questions: info@lakesideholdingsllc.com
These Terms of Use (the "Terms") govern your access to and use of the website located at lakesideholdingsllc.com (the "Site") and any files, models, documents, templates or other digital products made available through the Site or through our third-party commerce providers (collectively, the "Products"). The Site and the Products are operated and offered by Lakeside Holdings LLC ("Lakeside," the "Firm," "we," "us" or "our"). By accessing the Site, purchasing a Product or booking a call, you acknowledge that you have read, understood and agree to be bound by these Terms and by our Privacy Policy and Cookies Policy, which are incorporated by reference. If you do not agree, do not use the Site.
The Site is intended for use by persons who are at least eighteen years of age and are acting in a business or professional capacity. By using the Site you represent that you meet these requirements and, if you act on behalf of an entity, that you have authority to bind that entity to these Terms.
Upon completed payment, Lakeside grants the purchaser a limited, non-exclusive, non-transferable, non-sublicensable license to use the purchased Product for the internal business purposes of the purchaser and the single organization the purchaser represents. The license permits installation and use by the individual purchaser and reasonable internal use within that single organization, including modification of unlocked inputs and internal adaptation of the file for the purchaser's own analyses.
The license does not permit, and you agree not to engage in: resale, sublicensing, rental or redistribution of any Product in any form; publication or public posting of any Product or any substantially similar derivative; sharing of any Product outside the purchasing organization; use of any Product to create a competing product offered for sale; or removal or alteration of Lakeside branding, notices, protection or audit mechanisms embedded in the files. All rights not expressly granted are reserved by Lakeside.
Purchases are processed by Gumroad, Inc. ("Gumroad"), which acts as the merchant of record for Product sales. Payment card details are provided directly to Gumroad and are never received, processed or stored by Lakeside. Delivery is electronic: files are made available for download upon confirmation of payment. Prices are stated in United States dollars and may change at any time without notice; changes do not affect completed purchases. Applicable sales tax or VAT may be collected and remitted by the merchant of record according to your location.
Refund requests are handled through the merchant of record and may be initiated through your purchase receipt or by contacting info@lakesideholdingsllc.com. Refunds are granted at our reasonable discretion consistent with the merchant of record's applicable policies. We reserve the right to decline refunds in cases of demonstrable abuse, including repeat purchase-and-refund patterns or evidence of continued use or redistribution after refund.
The Site, the Products, the essays, the calls and every other output of the Firm made available through the Site are provided for informational and educational purposes only. Nothing on the Site or in any Product constitutes, or should be construed as, investment advice, legal advice, tax advice, accounting advice, a recommendation, a solicitation or an offer to buy or sell any security or other financial instrument. The Products are analytical tools; they do not make decisions, and outputs depend entirely on the assumptions supplied by the user.
Use of the Site, purchase of a Product or participation in a free call does not create an investment-adviser relationship, an attorney-client relationship, an accountant-client relationship or any fiduciary relationship between you and Lakeside. Consulting engagements, where offered, are governed exclusively by separately executed written agreements and not by these Terms.
Nothing on the Site constitutes an offer to sell or a solicitation of an offer to purchase any security. Any offering of interests in any investment vehicle managed or sponsored by Lakeside, if and when made, will be made only to persons eligible under applicable law, including, where applicable, accredited investors within the meaning of Regulation D under the Securities Act of 1933, and only through definitive offering documents that supersede in their entirety any information appearing on the Site.
The Site and the Products, including all models, formulas, structures, text, graphics, artwork, logos, page designs and underlying code, are the property of Lakeside Holdings LLC or its licensors and are protected by copyright, trademark and other intellectual-property laws of the United States and other jurisdictions. The Lakeside name, the LH monogram and associated marks may not be used without our prior written consent. Purchase of a Product transfers no ownership of any intellectual property.
You agree not to: interfere with or disrupt the operation or security of the Site; attempt to gain unauthorized access to any system or data; scrape, harvest or index the Site by automated means for commercial purposes; frame or mirror the Site; introduce malicious code; or use the Site in violation of any applicable law or regulation. We may restrict or terminate access for violations of this Section.
The Site links to and relies on services operated by third parties, including Gumroad (checkout, delivery and buyer accounts), Calendly, LLC (scheduling) and Netlify, Inc. (hosting and form processing). Google Fonts, operated by Google LLC, serves web fonts to your browser when pages load. Your use of third-party services is governed by their respective terms and privacy policies, and Lakeside is not responsible for the acts, omissions, availability or policies of any third party.
Statements on the Site describing verification of the Products, including independent recalculation in a second calculation engine, stress and scenario testing and embedded audit checks, describe Lakeside's internal release procedures. Such statements are descriptions of process, not guarantees of outcome, and do not modify Section 12 or Section 13 of these Terms.
THE SITE AND THE PRODUCTS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTY OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY OR QUIET ENJOYMENT. WITHOUT LIMITING THE FOREGOING, LAKESIDE DOES NOT WARRANT THAT ANY PRODUCT IS FREE OF ERROR, THAT ANY OUTPUT WILL BE ACCURATE OR RELIABLE FOR ANY PARTICULAR TRANSACTION, OR THAT THE SITE WILL BE UNINTERRUPTED OR SECURE. YOU ARE SOLELY RESPONSIBLE FOR THE ASSUMPTIONS YOU SUPPLY AND THE DECISIONS YOU MAKE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL LAKESIDE HOLDINGS LLC OR ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, CONTRACTORS OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, OPPORTUNITY OR GOODWILL, ARISING OUT OF OR RELATING TO THE SITE OR ANY PRODUCT, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR ANY OTHER THEORY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE AGGREGATE LIABILITY OF LAKESIDE FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SITE OR THE PRODUCTS SHALL NOT EXCEED THE GREATER OF THE AMOUNT YOU PAID TO LAKESIDE OR ITS MERCHANT OF RECORD IN THE TWELVE MONTHS PRECEDING THE CLAIM OR ONE HUNDRED UNITED STATES DOLLARS. THE LIMITATIONS IN THIS SECTION ARE A FUNDAMENTAL BASIS OF THE BARGAIN.
You agree to indemnify, defend and hold harmless Lakeside Holdings LLC and its members, managers, officers, employees, contractors and agents from and against any claims, liabilities, damages, losses and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your use of the Site or any Product in violation of these Terms, your violation of applicable law or your infringement of any third-party right.
We may suspend or terminate your access to the Site at any time for conduct that violates these Terms or is otherwise harmful to the Site, the Firm or other users. Sections 3 and 6 through 19 survive any termination, and licenses granted for paid Products survive according to their terms.
We may modify the Site, the catalog of Products and these Terms at any time. Revised Terms take effect upon posting to the Site, and the effective date at the top of this page will be updated accordingly. Your continued use of the Site after posting constitutes acceptance of the revised Terms. Changes do not retroactively alter the license or refund terms applicable to a completed purchase.
These Terms and any dispute arising out of or relating to them, the Site or the Products are governed by the laws of the State of Indiana, without regard to its conflict-of-laws principles. The state and federal courts located in Indiana shall have exclusive jurisdiction over any such dispute, and each party consents to personal jurisdiction and venue in those courts. To the extent permitted by law, each party waives any right to a jury trial.
If any provision of these Terms is held unenforceable, that provision will be enforced to the maximum extent permissible and the remaining provisions will remain in full force. These Terms, together with the Privacy Policy, the Cookies Policy and, for purchases, the merchant of record's applicable terms, constitute the entire agreement between you and Lakeside regarding the Site and supersede all prior understandings. Our failure to enforce any provision is not a waiver of the right to do so later.
Questions regarding these Terms may be directed to Lakeside Holdings LLC at info@lakesideholdingsllc.com.
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